Causa in concreto delle polizze c.d. linked, rischio demografico «effettivo» e funzione previdenziale dell'assicurazione sulla vita

The article recalls the various jurisprudential and doctrinal solutions to the legal nature of insurance linked policies, examining, in particular, the solution reached by the Court of Cassation with the judgment no. 6319 of 2019. The solution proposed by the author enhances the European legislation on insurance contracts that tends to exclude a necessary social security function for contracts of this type.