Insurance intermediaries' commissions in MTPL in Europe

We are going to consider the existence, in European Countries, of dispositions regulating the remuneration of insurance intermediaries. Fees and Commissions are instruments of payment of insurance intermediaries. As well known a commission is a compensation received by a broker or insurance agent paid by the insurance company and is a percentage of the insurance premium, or a percentage of a portion of the insurance premium. A fee is a fixed amount of money and can be paid either by the insurer or by the insured party. Obviously the level of commissions has an impact on insurance cost. Moreover insured parties should take in to account the amount of commissions in order to compare correctly insurance policies offered by different insurers.